AAAI Publications, 2010 AAAI Spring Symposium Series

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Privacy in Online Social Lending
Rainer Böhme, Stefanie Pötzsch

Last modified: 2010-03-23


Online social lending is the Web 2.0's response to classical bank loans. Borrowers publish credit applications on websites which match them with private investors. We point to a conflict between economic interests and privacy goals in online social lending, empirically analyze the effect of data disclosure on credit conditions, and outline directions towards efficient yet privacy-friendly alternative credit markets.


privacy; online social lending; peer-to-peer lending; content analysis

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